Credit, Credit, Credit! Your credit score is a crucial part of your financial future and present. Whether you are looking to open a credit card, buy a home/vehicle your credit score will not only dictate your ability to make that purchase, but also what interest rate you will have. You have three different credit scores, but for this article I am going to focus in on one and that is your FICO credit score. It registers on a range of 300 to 850.
You should strive to have a score of 780 or higher to be in the best shape to make major purchases with the best interest rates. In the mortgage industry we suggest that our clients hold a minimum of a 620 credit score. This is primarily the lowest score most, not all, lenders have as a threshold for a mortgage.
Now let’s get down to what this…
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Your Credit Score Holds the Key to Your Future
The simple fact is…without good credit, we would all need to be millionaires, with a truck load of money to buy whatever we need with …CASH. Whether it be to purchase an automobile for daily transportation, a new home, acquiring a credit card to establish credit, and now even securing employment…everything seems to be credit driven. Like it or not, establishing excellent credit has become top priority for a consumer and an added bonus to our portfolios of life. It is possible to do this by yourself, but the truth is, it can be an aggravating and tedious taks. That’s what we are here for, to assist you in doing what we love…fighting the erroneous and damaging information reported to the National Credit Bureaus, and showing as accurate information in your credit report. We are here to help you get started…
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Marita is here again with her usual intelligent analysis and pointed stick for poking silly people and ignorant ideas coming from those sillies. I could post her article by itself, but I believe the reader benefits a great deal in reading her introduction.
I’d planned to write on Australia’s election and what it means for the global warming agenda. Then, I looked at this week’s schedule and realized that there was a hearing that I need to rally folks for in New Mexico on September 10—tomorrow. That realization shifted my topic to net metering—which is a big battle in Arizona, and a smaller one in New Mexico. While the New Mexico hearing is tomorrow, the Arizona fight has national implications. Please read Solar: Obama’s proxy war in the desert (attached and pasted-in-below) to get the…
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Yep. Thursday. Thats right, that means it’s almost Friday…. (cue some sort of happy music)
Today I have been a little insightful. Who would have guessed that a Thursday would make me think about life.
Awhile back, when I was living abroad, I created notes on Facebook being all insightful and deep. Yeah, doesn’t happen too often now, but looking back at these notes got me thinking…. Here is one of the little blurbs I wrote as a highschooler: What Happened to the Wonder?
“I wondered today, what was it like when I heard thunder for the first time. I thought, as babies, we have no idea what this monstrous sound coming from the sky is. And rain? Water falling from the sky. Think about it. ITS CRAZY!!!! The natural wonders of the world seem so everyday to us. What happened to the wonder? Why is it that…
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I took a ride today to the “Memorial Healing Field” located in Tempe, AZ. It’s the longest running memorial of it’s kind in the country.
Honoring the victims of the terrorist attacks that occurred on September 11, 2001. One 8 foot flag with a bio card attached is displayed honoring the nearly 3,000 individuals.
The memorial will run from 5 a.m. to 11 p.m. each day through 9/14/2013. It’s located at the Tempe Beach Park, 80 W. Rio Salado Pkwy, Tempe, AZ.
A very moving display in memory of those who lost their lives that day.
Many attorneys and business owners look to the Arizona statutes and disillusion has swords for minority shareholders to potentially break deadlock, but do not look at the down side of such actions based on the same statutory framework. Other statutory provisions allow a corporation to, after the filing of a judicial dissolution action, purchase the shares of the dissenting shareholder for fair value, which is decided by the judge, who is entitled to set the price and the terms of sale. This makes the filing of a judicial dissolution action potentially problematic for minority shareholders. There are strategies and ways to structure corporations in their bylaws to avoid this issue.
The point is that whether you’re dealing with majority owners or minority owners in a corporation that sophisticated planning can be done either in forming the corporation or amending his bylaws depending on your clients position. If you have clients…
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